Home Purchase Scenario
Financial calculator
Model costs, equity, and sale outcomes over time
Assumptions
Purchase
Financing
Holding period
Cash Outflows
Over 5 years
Total
$171k
Closing costs
$8,000
Mortgage interest
$101k
Property taxes
$42k
Non-recoverable
$171k
Monthly interest
$1,682
Monthly tax
$703
Effective cost
$2,852
Sale Scenarios
Different appreciation outcomes after 5 years
Scenario A
15% appreciation
Cash back
$133k
Sale
$460k
Costs
$28k
Balance
$300k
Scenario B
25% appreciation
Cash back
$170k
Sale
$500k
Costs
$30k
Balance
$300k
Scenario C
35% appreciation
Cash back
$208k
Sale
$540k
Costs
$32k
Balance
$300k
Custom scenario
$500k
$400k$600k
Break-even: $551k
Cash back
$170k
Sale
$500k
Costs
$30k
Balance
$300k